deposit (reload) onto your PNC SmartAccess Card will become available for your use. The monthly fee is about average for cards that charge a monthly fee. DO NOT check this box if you are using a public computer. Note: Most big banks require you to enter your zip code online for the correct account offerings, and in some cases, you might not be able to open an account because of your location. And still ringingSo glad I'm not a customer. Just a simple application with a social security number. is pleased to announce it is the first bank to offer two products that meet the Cities for Financial Empowerment Fund (CFE Fund)'s Bank On national certification. The PNC SmartAccess Prepaid Visa Card is issued by PNC Bank, which has branch and ATM locations in 19 states. Have $5,000 in qualifying direct deposits in a linked Spend account of a Virtual Wallet with Performance Select during the previous calendar month. Fees could reduce earnings. My company paid a bonus once a year. or maintain a minimum daily balance of $1,500 or more, or be a student under age 24 who's enrolled in high school, college, university or a vocational program, Chase is no. (412) 762-4550 I requested my company to update my deposit amount due to min deposit amount. The right insights and ideas can help you make the most of today. Quickly and easily pay bills with your card number on your biller's websites or by calling your biller directly. Power's 2019 U.S. National Banking Satisfaction Study. Virtual Wallet with Performance Select Features and Fees. Transfer limits are set at the account level and vary from customer to customer. With the PNC SmartAccess Prepaid Visa Card mobile app from PNC Bank, you can now access your prepaid card information from your mobile device so you can bank on the go! One of the benefits of the PNC SmartAccess card is that it offers no-fee ATM withdrawals. 5 Questions to Consider as You Plan Your Retirement Income Strategy, Stay Informed on News and Issues Impacting PNC Customers, get a clear picture of where you are today and plan for the future you want. Bank deposit products and services provided by PNC Bank, National Association. The PNC SmartAccess Prepaid Card has a simple fee structure. PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. Visais a registered trademark of Visa International Service Association and used under license. $5,000combined average monthly balance in your Spend and up to 7 linked PNC bank consumer checking accounts to avoid monthly maintenance fee, Need to call PNC for the APY offered in your area, $500 daily deposit balance to avoid monthly maintenance fee. Mobile Deposit is a feature of PNC Mobile Banking. Convenience: Customers can deposit paychecks, tax refunds and other benefits directly onto the card. Helping you manage your financial life. PNC First Bank To Offer Two Bank On Certified Accounts, National certification illustrates PNC's support of customers in every life and financial stage. Visa Global Privacy Notice. Load money from each pay to use for spending, making it easy to stick to a budget! Your wireless carrier may charge you standard text message rates. Visit pnc.com . You can set up paychecks and government benefits to be loaded onto the card via direct deposit. PNC's mobile deposit, which can be used by any customer with access to PNC Online Banking and an eligible deposit account, allows customers to make deposits anywhere at any time. Sign-up here. PNC Bank, N.A., is a member of The PNC Financial Services Group, Inc. (NYSE: PNC). Visa ReadyLink merchants may charge a fee for this service. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Online Transfers. Convenient to Use Pay Bills * [email protected], Learn more about our economists and market experts with unique perspectives on how our world turns. They may fluctuate (up or down) as the Fed rate changes. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Spend, may be considered in the combined average monthly balance relationship. PNC is committed to moving all forward financially and boosting the quality of life in low- and moderate-income communities. Follow @PNCNews on Twitter for breaking news, updates and announcements from PNC. The PNC Financial Services Group, Inc. All rights reserved. Explore the options below to compare account benefits further. "Particularly during this pandemic, a safe, affordable, and truly useful mainstream banking product in which to deposit stimulus payments and from which to remotely pay bills is more important than ever. iPhone, Face ID, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Google Pay, Google Playand theGoogle Playlogo aretrademarks of GoogleLLC. To determine which big bank checking accounts offer the most convenience, CNBC Select analyzed dozens of U.S. checking accounts offered by the largest national banks and credit unions. Update includes: https://www.pnc.com/mobile-privacy-policy. By using your zip code, we can make sure the information you see is accurate. Bank deposit products and services provided by PNC Bank, National Association. to find out what the ATM withdrawal limit is on a calendar day. Bank deposit products and services provided by PNC Bank, National Association. Run a home equity savings scenario and see your loan options. [7], Pay Bills* In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. I love this card because it's given me a second chance at banking, because I am in chexsystems and ews and I am thankful for PNC giving me a card that's from them, a trustable bank with tons of branches. The minimum amount to earn interest is $1.00. Online banks often offer customers better rates and lower fees since big banks have to recoup overhead costs to keep physical branches up and running. With the PNC SmartAccess Mobile App[2], access your card information right from your fingertips. LET ME HAVE MY MONEY THAT I WORKED HARD FOR. Mobile App. More secure than carrying cash. *With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day following the deposit. PNC Bank offers flexible banking options via their smart ATMs. When you open and use a new, qualifying business checking account. Even if you do your banking at another branch, the bank where you opened your account is what matters. A hallmark of the Foundation Checking account is a money management course that is now available on mobile devices as part of the on-boarding experience. Maintain $500 in combined minimum deposit balances. ( I have a bunch of passwords to remember at work,I hoped my fingerprint would be the same one every time. The new mobile deposit feature arrives as more consumers are choosing online and mobile banking services over traditional options. If your teen or student works, they can load funds to the card or have their paycheck directly deposited. Best at PNC Bank: PNC Virtual Wallet with Performance Select. It's easy to complete PNC's Direct Deposit Form (or use one provided by your employer). SmartAccess Prepaid Visa Key Features Easy Access Load funds easily via direct deposit or cash. access. There is no inactivity fee, but the PNC SmartAccess card will charge $10 to refund the card balance if the card is canceled. Touch device users, explore by touch or with swipe gestures. A nominal $5 monthly service charge is waived for customers aged 62 or older. As with any prepaid card, the PNC Smart Access Prepaid Visa Card doesnt require a Chexsystems or credit check. It seems to UNrecognize my fingerprint ALL the time. Neither PNC norZelleoffers a protection program for authorized payments made with Zelle. Mobile Deposit is a feature of PNC Mobile Banking. As a PNC customer, there is no ATM surcharge fee for PNC and PNC Partner ATMs. Please refer to thePNC SmartAccess Terms and Conditionsfor details. The rates and fee structures for checking accounts are subject to change without notice and they often fluctuate in accordance with the prime rate. Since ATM limits vary from location to location, you may not be able to make changes to the amount of money you can access at a time. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. I don't use cash app, Venmo, or any of that mess nor do I use Zelle. iPhone, iPod and iPad are registered trademarks of Apple Inc. Tim Rice Deposit Limits and Availability for PNC Bank ATMs While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Cut-off Times Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. Customer must request account be linked to receive relationship benefits. PNC has consistently earned an outstanding Community Reinvestment Act rating since those examinations began more than 40 years ago. The simple three-step process takes about 90 seconds. Any analyses, reviews or recommendations expressed on this website are the opinion ofthe author and has not been reviewed or otherwise endorsed by any companies, affiliates, or advertisers. Eligible. "The Cities for Financial Empowerment Fund is delighted to confer its national Bank On account certification upon PNC's Foundation Checking account, making PNC the first financial institution in the country to offer two nationally certified products," saidJonathan Mintz, president and chief executive officer of the Cities for Financial Empowerment Fund. "We are committed to providing banking services for customers who may not have had access to traditional checking or savings accounts in the past," said Bonnie Wikert, head of PNC's Retail Segments and Deposits. It is estimated that 40 percent of U.S. consumers will be banking on their phones by 2012 compared to almost none just a few years ago. Before usingZelleto send money, you should confirm the recipient's email address or U.S. mobile phone number. Offer may be extended, modified or discontinued at any time and may vary by market. The APY shown is the highest balance tier relationship rate for Virtual Wallet with Performance Select Growth Account.**. Click to learn about PNC SmartAccess Skip to content FIND THE BEST PREPAID CARD FOR YOU Search Best Prepaid Cards Best Prepaid Debit Cards of 2022 Best Teen Prepaid Cards Best Rewards Cards Limitations apply. Its an app that people can use just like a regular wallet to store their card details and information. The customer service is horrible and a bank branch has limited access to accounts and has to call the regular customer service number which is worthless..They send multiple requests into their back office with no results. Current version is unusable. Have $500 in qualifying direct deposits in a linked Spend account of a Virtual Wallet during the previous calendar month. You have more options than you realize. To determine if these rates have changed, call 1-888-PNC-BANK. Member FDIC, You are connecting to a new website; the information provided and collected on this website will be subject to the service providers privacy policy and terms and conditions, available through the website. You need immediate access to your deposited funds Bills or payments are due You want peace of mind that your money is available right away How It Works 1. Summary of Fees, Schedule of Fees & Terms and Conditions. The maximum card balance for the PNC SmartAccess card is $10,000somewhat lower than the average prepaid card. Choose standard funds availability or PNC Express Funds. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Best at Chase: Chase Total Checking. User IDs potentially containing sensitive information will not be saved. Please let us know if you notice any differences. I actually recommend the card. Customers also have the convenience of being able to speak to someone face-to-face and work out any account questions or requests, rather than needing to call in and deal with potentially long wait times. Cash deposits for SmartAccess cards are only available at PNC DepositEasy ATMs. Access to your money online, at ATMs and on the PNC SmartAccess Mobile app. If you think, this answer is doesn't really help or is somehow harmful, please mind, this made with EDUCATIONAL purpose. Lisa Cahill, Credit Cards Moderator. Received prepaid card without asking for it. The account also offers low-balance alerts, and no overdraft or non-sufficient funds fees. While the bank doesnt have standard limits on daily deposits and withdrawals, there are still some things you need to know as a customer. Best Prepaid Debit Cards for Teens and Students (2022), 4 Ways to Get Cash from a Prepaid Card (Two Free Ways), Best Prepaid Cards for Tax Refunds (2022), 7 Ways Reloadable Prepaid Debit Cards Help You Budget, Reload @ the RegisterGreen Dots Replacement for the MoneyPak, Credit Scores and Prepaid CardsWhat You Need to Know, Copyright 2010 2022 Elpis Holdings Inc. |About|Media Inquiries|Privacy Policy|Terms of Use|Sitemap. However, the amount of cash you can access via an ATM in total may have a cap. A PNC mobile banking services over traditional options let ME have my money I. A nominal $ 5 monthly service charge is waived for Customers aged 62 or older for. They may fluctuate ( up or down ) as the Fed rate changes, N.A., is a of! Neither PNC norZelleoffers a protection program for authorized payments made with Zelle,... Send money, you should confirm the recipient 's email address or U.S. mobile phone number banking app mobile... 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